LMI, Inc. -- Liability Management International, Inc.

LMI, Inc.
Liability Management International, Inc.

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Identity Theft Info:

Federal Trade Commission: Your National Resource for Identity Theft

How can someone steal your identity? Identity theft occurs when someone uses your personal information such as your name, Social Security number, credit card number or other identifying information, without your permission to commit fraud or other crimes.

Identity theft is a serious crime. People whose identities have been stolen can spend months or years - and their hard-earned money - cleaning up the mess thieves have made of their good name and credit record. In the meantime, victims may lose job opportunities, be refused loans, education, housing or cars, or even get arrested for crimes they didn't commit.

If you think your identity has been stolen, here's what to do now:

	Contact the fraud departments of any one of the three major credit bureaus to place a fraud alert on your credit file. The fraud alert requests creditors to contact you before opening any new accounts or making any changes to your existing accounts. As soon as the credit bureau confirms your fraud alert, the other two credit bureaus will be automatically notified to place fraud alerts, and all three credit reports will be sent to you free of charge.
	Close the accounts that you know or believe have been tampered with or opened fraudulently. Use the ID Theft Affidavit when disputing new unauthorized accounts.
	File a police report. Get a copy of the report to submit to your creditors and others that may require proof of the crime.
	File your complaint with the FTC. The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps us learn more about identity theft and the problems victims are having so that we can better assist you.

For more in-depth information on recovering from identity theft and help with specific problems, read ID Theft: When Bad Things Happen to Your Good Name.

REPrinted from FTC website:

http://www.consumer.gov/idtheft/

CopyrightŠ1994 - 2002 Child SearchŽMinistries

TO HELP PROTECT YOUR CHILD

Don't let your child wear clothing with his or her name on it. A child will tend to pay attention to anyone calling him or her by name.
Videotape and take photos of your child two or three times per year, including profile shots.
Do not leave a child unattended while shopping, visiting with neighbors or friends, or running errands. Under no circumstances should you leave a child alone in a car or truck.
Make sure your child always checks with you before going anywhere with anyone.
Make sure your child learns his or her address and phone number at an early age. A second phone number of a friend or relative is also helpful.
Teach your child how to make a collect phone call, and to begin with "Operator...I'm in trouble; I need your help."
If your child is a latch-key kid, make sure that he or she knows to keep all doors and windows locked, never let anyone know that he or she is alone, and never let anyone in the house, not even someone claiming to be a police officer or from the fire department. Those kinds of professionals know to forcibly enter in case of an emergency.
Have your child fingerprinted (SafeSam ID-Kits are available from Child Search^Ž).
Know whether your child is left or right handed.
Keep a written record of all birthmarks, scars and identifying features, like moles or freckles.
Keep a growth chart of your child; know his or her height.
Make sure your child knows to scream and run if approached in an alarming way by anyone. Your child should be taught to ALWAYS tell you immediately if he or she is approached by a stranger who asks for help, offers candy/gifts, or frightens him/her in anyway. Your child should know to make you aware of anytime he or she feels uncomfortable with ANYONE.